Remittances

Remittances (Money transfer systems)
Remittance systems currently offered by CJSC “The First MicroFinanceBank” include:

Now through the payment system “Vatan” on the territory of the Republic of Tajikistan you can transfer and receive funds up to 100 000 somoni (and equivalent in three foreign currencies – dollars, euros and rubles).
You can transfer your funds to other domestic banks through banking centers and offices of CJSC “First MicroFinanceBank” (FMFB) in different regions of the country.
Outward transfer requirements:
Full name of the recipient (in accordance with his/her passport)

Commission for sending a transfer:

  • The commission is charged in accordance with the tariffs of the system itself as follows:
  • The commission for transfer in Somoni is 0.5%;
  • The commission for transfer in US dollars and euros is 1.5%;
  • The commission for the transfer in Russian rubles is 1.5%.

To receive a transfer you need to know:

  • Money Transfer Code Number (MTCN) – (10 digits)
  • Amount
  • Sender’s full name

Commission for inward transfers is 0%

Via WESTERN UNION payment system, you can easily transfer money around the world*. The list of service points can be found here: https://westernunion.com

Transfer currency: Russian rubles (RUB), US dollars (USD) and Euro (EUR).

To send a money transfer you need:

  • Full name of transfer recipient (according to his/her passport)

Commission for sending a transfer:

  • Commission is charged according to the system tariffs

To receive a transfer you need to know:

  • Money Transfer Code Number (MTCN) – (10 digits)
  • Amount
  • Sender’s full name

Commission for inward transfers is 0%

* Western Union’s Money Transfer services in Russia and Belarus have been suspended since March 24, 2022.

 

 

Starting from February 21, 2024, the license for banking operations of the Contact system was revoked.

For more information, please take a look at the link:

https://www.cbr.ru/press/pr/?file=638441030839855571BANK_SECTOR.htm

https://www.contact-sys.com/

The Unistream payment system provides a wide range of money transfer service points. The system’s send/receive points of money transfers can be found via the link: https://unistream.ru/locations/#/.

Transfer currency: Russian rubles (RUB), US dollars (USD) and Euro (EUR).

To send a money transfer you need:

  • Full name of transfer recipient (according to passport) 

Commission for sending a transfer:

  • Commission is charged according to the system tariffs

To receive a transfer you need to know:

  •  MTCN – (12 digits or more)
  •  Amount
  •  Currency
  •  Sender’s full name

Commission for inward transfers is 0%

Additional information
1. A list of systems through which money transfers are transferred:
• Unisteam
• Western Union
• Contact
• Internal transfer (via FMFB network)
• Vatan

2. A list of documents required to transfer funds:
• client’s identity document (Law of the Republic of Tajikistan on identity documents)
• letter of attorney
• additional information or documents defining the source of funds in accordance with Instruction No. 204 of the National Bank of Tajikistan “On the procedure for carrying out transfer transactions by individuals without opening bank accounts”).

3. Money transfer term*:
• WESTERN UNION – A money transfer unclaimed by the recipient is stored during the statute of limitations established in the country of origin of the money transfer (according to the Western Union Terms of Service)
• CONTACT – 24 calendar days from the date of the Transfer (according to the Public Offer of CONTACT QIWI Bank (JSC))
• UNISTREAM – The Recipient has the right to apply to the Executing Party for receiving the Transfer within 180 (One hundred and eighty) calendar days from the date of its issue. Further Translation becomes available to issuance only to the Sender within three years (according to the Rule of the International Payment System of Money Transfers «UNISTREAM»)
• Internal transfer – unlimited

*The conditions and terms specified in paragraph 3 may change depending on the requirements of the payment system. To check, visit the website of the payment system itself.

4. The minimum and maximum amount limit of money transfers:
• all transfers are issued and sent in accordance with the terms of Instruction #204 of the NBT RT, as well as for more detailed information on each money transfer system, these sites should be visited: https://unistream.ru/, https://www.westernunion.ru/ and https: //www.contact-sys.com/

5. Currency of funds transfer and exchange rates:
• incoming transfers are issued in US Dollars, Euros, and Russian Rubles (with obligatory conversion into National Currency at the rate of the National Bank of Tajikistan – Instruction No. 204 of the NBT RT)
• outgoing transfers are sent in US Dollars, Euros, and Russian Rubles

6. Transfer / receiving of funds, conditions for blocking, revoking, changing data, canceling money transfers and returning the transferred funds:
• all transfer procedures are performed according to their payment system rules. Payment system sites: https://unistream.ru/, https://www.westernunion.ru/ and https://www.contact-sys.com/

7. The procedure for filing claims and the procedure for resolving disputes:
• The client must contact the nearest branch or BSC of CJSC «The First Microfinance Bank», call its call-center (771-110-111) or send an e-mail to info@fmfb.com.tj