Agriculture loan

Loan purpose

This product is specifically targeted at farmers and female borrowers engaged in agricultural income generating activities, such as crop growing, livestock rearing, acquisition of fixed assets, food processing, business expansion purposes or increasing the production capacity, improving food storing.   

For information about banking tariffs on this product, please see the table here


  • Loan amount: up to 1,100 000 TJS;
  • Maturity: up to 48 months;
  • Currency: only TJS;
  • Grace period: up to 9 months.

Loan security

  • Up to 20,000 TJS without collateral and without a guarantor;
  • Up to 30,000 TJS without collateral and guarantor for repeat and exemplary clients;
  • Up to 50,000 TJS movable collateral and 1 guarantor;
  • Above 50,000 TJS real estate and 1 guarantor.