Consumer Loans

Loan purpose

To meet consumer needs, which in turn affect the quality of life. For example: the purchase of household items, payment for tuition, treatment, social events, travel, etc.

For information about banking tariffs on this product, please see the table here

Terms

  • Loan amount: up to 15,000 USD (and it’s equivalent in TJS);
  • Maturity: up to 48 months;
  • Currency: TJS and USD;
  • Grace period: 1 month;

Loan security

  • Up to 1,500 USD (and it’s equivalent in TJS) without collateral and without a guarantor;
  • Up to 4,000 USD (and it’s equivalent in TJS) movable collateral and 1 guarantor;
  • Above 4,000 USD (and equivalent in TJS) real estate and 1 guarantor.

Additional term

  • For entrepreneurs and farmers up to 10,000 USD (and it’s equivalent in TJS) movable collateral and 1 guarantor;